Savings Rates PDF Print E-mail
Use your savings to put additional money in your pocket with one of our high-yield savings accounts.
   
Savings Accounts      
Type Details
APY*
Rate
Share Savings
Minimum Opening Deposit of $25 0.20%  0.19% 
Club Account Minimum Opening Deposit of $5 0.20%  0.19% 
Individual Retirement (IRA) Share Savings None 0.40%  0.39% 
       
       
Share & IRA Certificates
Type
Details
APY*
Rate
3 Month Certificate
Minimum Opening Deposit of $500 
0.20%
0.20%
3 Month Certificate JUMBO
Minimum Opening Deposit of $50,000
0.45%
0.45%
3 Month Certificate Star Member
Minimum Opening Deposit of $500 for Members Age 55+
0.45%
0.45%
3 Month Certificate JUMBO Star Member 
Minimum Opening Deposit of $50,000 for Members Age 55+ 
0.70%
0.70% 
6 Month Certificate 
Minimum Opening Deposit of $500 
0.35% 
0.35% 
6 Month Certificate JUMBO 
Minimum Opening Deposit of $50,000
0.60% 
0.60% 
6 Month Certificate Star Member 
Minimum Opening Deposit of $500 for Members Age 55+ 
0.60% 
0.60% 
6 Month Certificate JUMBO Star Member 
Minimum Opening Deposit of $50,000 for Members Age 55+  
0.75% 
0.75% 
1 Year Certificate 
Minimum Opening Deposit of $500  
0.50% 
0.50% 
1 Year Certificate JUMBO 
Minimum Opening Deposit of $50,000
0.75% 
0.75% 
1 Year Certificate Star Member 
Minimum Opening Deposit of $500 for Members Age 55+
0.75% 
0.75% 
1 Year Certificate JUMBO Star Member 
Minimum Opening Deposit of $50,000 for Members Age 55+
1.00% 
1.00% 
2 Year Certificate 
Minimum Opening Deposit of $500
0.85% 
0.85% 
2 Year Certificate JUMBO  
Minimum Opening Deposit of $50,000
1.10% 
1.10% 
2 Year Certificate Star Member 
Minimum Opening Deposit of $500 for Members Age 55+  
1.10% 
1.10% 
2 Year Certificate JUMBO Star Member 
Minimum Opening Deposit of $50,000 for Members Age 55+
1.35% 
1.35% 
2.5 Year Certificate 
Minimum Opening Deposit of $500
0.85% 
0.85% 
2.5 Year Certificate JUMBO 
Minimum Opening Deposit of $50,000
1.10% 
1.10% 
2.5 Year Certificate Star Member 
Minimum Opening Deposit of $500 for Members Age 55+ 
1.10% 
1.10% 
2.5 Year Certificate JUMBO Star Member 
Minimum Opening Deposit of $50,000 for Members Age 55+ 
1.35% 
1.35% 
3 Year Certificate 
Minimum Opening Deposit of $500
1.30% 
1.29% 
3 Year Certificate JUMBO 
Minimum Opening Deposit of $50,000
1.55% 
1.54% 
3 Year Certificate Star Member 
Minimum Opening Deposit of $500 for Members Age 55+ 
1.55% 
1.54% 
3 Year Certificate JUMBO Star Member 
Minimum Opening Deposit of $50,000 for Members Age 55+
1.80% 
1.79% 
4 Year Share Certificate 
Minimum Opening Deposit of $500
1.50% 
1.49% 
4 Year Share Certificate JUMBO 
Minimum Opening Deposit of $50,000
1.75% 
1.74% 
4 Year Share Certificate Star Member 
Minimum Opening Deposit of $500 for Members Age 55+ 
1.75% 
1.74% 
4 Year Share Certificate JUMBO Star Member 
Minimum Opening Deposit of $50,000 for Members Age 55+
2.00%
1.99% 
5 Year Share Certificate 
Minimum Opening Deposit of $500
2.00%
1.98% 
5 Year Share Certificate JUMBO 
Minimum Opening Deposit of $50,000
2.25% 
2.23% 
5 Year Share Certificate Star Member 
Minimum Opening Deposit of $500 for Members Age 55+ 
2.25% 
2.23% 
5 Year Share Certificate JUMBO Star Member 
Minimum Opening Deposit of $50,000 for Members Age 55+
2.50% 
2.48% 
*IRA Certificate not available in 4 and 5 year terms       
       
Flex Certificates      
Type
Details APY* Rate
24 Month Adult Flex Certificate
Minimum Opening Deposit of $250 
0.75%  0.75% 
24 Month Youth Flex Certificate
Minimum Opening Deposit of $100
0.75% 0.75% 

 
*APY (Annual Percentage Yield) is the yearly dividend rate and is based on dividends remaining on deposit until maturity. Fees and withdrawals may reduce earnings. Penalties apply for early withdrawals. Please contact Charleston Area FCU for applicable fees and terms. Dividends are paid quarterly on Share Savings, Club and IRA Savings accounts and are paid monthly for Term Share, Flex and IRA Certificates. Rates are effective as of 10/04/2011 and are subject to change without notice.