Pay attention to the ATM and your surroundings. Use a machine in a well-lit location that is free of shrubbery and partitions or dividers.

Stay aware of your surroundings throughout the entire transaction, especially people trying to help you with ATM transactions.

Do not use an ATM that appears unusual looking or offers options with which you are not familiar or comfortable.  Keep an eye out for suspicious people in nearby vehicles.

Do not allow people to look over your shoulder as you enter your PIN. Do not re-enter your PIN if the ATM eats your card – cancel the transaction and contact the credit union.

Never count cash at the machine - wait until you are in your car or another secure place.

When using a drive-up ATM, keep your engine running, your doors locked and leave enough room to maneuver between your car and the one ahead of you in the drive-up line.

If you are making a deposit, prepare all transaction paperwork prior to your arrival at the ATM.

Monitor your bank statements, as well as your balances, and immediately report any problems to your credit union.