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If you need to borrow and want low rates, there's no better place than Charleston Area Federal Credit Union. Whether you are ready to get behind the wheel of a new car, want a home equity line of credit for home improvements, need a short term loan for a dream vacation, or even want to borrow against your savings, your credit union has the solutions with the best rates and flexible repayment terms.

Loan Options

There are a variety of options for you to choose from!

Auto Loans

Get behind the wheel of that car you've been dreaming about!

Collateral Loan

Four wheels aren’t necessary to secure a loan. On land with motorcycles or motor homes or offshore with boats or jet skis, we’ll get you moving in the right direction.

Share Secured and Share Certificate Secured Loans

You can improve your credit and borrow against your savings at lower rates.

Home Equity Loans

Put your home's equity to work for you!

Mortgages

Found your dream home? Call the mover, we'll help make it happen!

Personal Loans

For home, school or even some fun, we have the perfect loan for you.

Visa Credit Card

Offering you convenience with a low, fixed interest rate and no fees.

Cash Reserve Line of Credit

The security of knowing money is there if you need it and no interest costs until you use it!