Preapproval
Before you start shopping for a large purchase, stop by or call us and apply for a preapproved loan. Shop with confidence and convenience by having your loan paperwork complete. Once you have made your selection, simply fax a purchase order to your loan officer and your loan will be ready when you are.
Payment Plans
You can choose to make your loan payments by one of the following options:
Automatic Transfer
From your checking or savings account on a scheduled basis.
Cash Payments
By mail or in person at the branch of your choice.
Telli
Use our interactive telephone teller to transfer payments from your checking or savings account.
eTelli
Log into eTelli and transfer your payments at any time from the convenience of your home or office.
Payroll Deduction
Have your payment deducted from your paycheck and applied to your loan each month.
Payment Protection Products
Credit Life Payment Protection
Low-cost credit life payment protection provides you with peace of mind of knowing that in the event of your death, you can protect your family and your loan will be paid in full. Credit life payment protection may be purchased through Charleston Area Federal Credit Union without proof of insurability or long forms to complete. This service is made available by CUNA Mutual Insurance Group.
Credit Disability Payment Protection
We never know when an accident will happen. That's why credit disability payment protection is so important. It protects your credit if you lose income due to illness or injury by paying your credit union loan payments. This service is made available by CUNA Mutual Insurance Group.
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