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New Vehicles 
Get behind the wheel and smell that new car scent! We offer up to 100% financing on all new automobiles, vans, and trucks at a fixed interest rate. Lower rates are available for these vehicles when your payment is made from your Charleston Area FCU checking or savings account.
Used Vehicles
If you're in the market for a used vehicle, we will finance up to 100% of invoice price or the NADA Retail Price, whichever is lower at a fixed interest rate. Lower rates are available for these vehicles when your payment is made from your Charleston Area FCU checking or savings account.
Refinancing
We are always happy to help our members save money. If you find our interest rates are lower than your current rate at another financial institution, we'll gladly refinance your loan at our lower rate.
Member's Choice GAP Insurance
Our low-cost GAP insurance covers any deficiency balance on your loan when your insurance company declares your vehicle a total loss. GAP coverage is offered to all members when financing their vehicle at the credit union. At a low cost of $299, you will be comfortable knowing your vehicle loan will be paid off in the event of a total loss.
NADA Price Guides
All the information you need to negotiate the pricing of your next automobile.
Carfax Vehicle History Reports
Don't buy a used car without CARFAX! The first step to protecting yourself against buying used cars with costly hidden problems. CARFAX searches its nationwide database and provides a detailed vehicle history report in seconds.
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