If you can leave your money with us for a fixed time period in exchange for a great rate, Share Certificates are an excellent option. They yield higher dividend rates than share savings accounts, but require you to lock in your money for the specific maturity period.

• Higher guaranteed rate with a fixed term*
• Terms range from 3-60 months
• Minimum balance/initial deposit of only $1,000
• "Jumbo" rates available for certificates of $50,000 + and receive .25% rate premium increase if you have a savings and checking account
• "Star" member rates available for certificates and receive .25% rate premium increase if you have a savings and checking account
• Flex certificates available with an initial deposit of only $250
  • Additional deposits allowed without changing original term or rate
• Dividends paid monthly
• Funds are available to borrow through certificate loans
• Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
• Here are the current rates and terms

*Penalties apply for early withdrawal